said the bluff sailor

  "He will be a loss to us, it is true," said Mrs. Harding; but we are fortunate in having had him with us so long."   "It's only puttin' off our misery a little longer," said Rachel. "We've got to go to the poorhouse, after all."   Rachel was in one of her moods, and there was no use in arguing with her, as it would only have intensified her gloom.   Meanwhile Jack was bidding good-by to the captain.   "I'm sorry you can't go with me, Jack," said the bluff sailor.   "So am I; but I can't leave mother."   "Right, my lad; I wouldn't take you away from her. But there--take that, and don't forget me."   "You are very kind," said Jack, as the captain pressed into his hand a five-dollar gold piece. "May I give it to my mother?"   "Certainly, my lad; you can't do better."   Jack stood on the wharf till the vessel was drawn out into the stream by a steam tug. Then he went home.  Chapter 6 The Landlord's Visit  It was the night before the New Year. In many a household in the great city it was a night of happy anticipation. In the humble home of the Hardings it was an evening of anxious thought, for to-morrow the quarter's rent was due.

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